Wednesday, December 23, 2015

Time off & Happy Holidays

I've taken the last two weeks off from work spending some good times with family and friends in North Carolina. It has been quite a busy year in terms of my work, family life and investing so it is good to take a breather or two and reflect on the year. 

So far, the trip has been very relaxing. I don't have my computer. (I’m typing this on my phone so this won't be a long update.)

Monday, December 14, 2015

Recent Buy (Tax Deferred) - EV


I recently added EV to my tax deferred 401k account. This is not fresh capital. I recently liquidated one of the funds for DGI investments.

Details of Purchase

Today, I bought 118 shares of Eaton Vance (EV).

Action
Security
Price
Quantity
Amount
Buy
EV
$31.49
118
3715

This purchase increases my forward annual dividends by $125.08.

Thursday, December 10, 2015

KISS Principle for Investing

Many of you already know the KISS acronym which stands for “Keep It Simple, Stupid”. It was something that was started by the US Navy in the 1960s. In the technology area, it was also frequently used for software and hardware design.


“The KISS principle states that most systems work best if they are kept simple rather than made complicated; therefore simplicity should be a key goal in design and unnecessary complexity should be avoided.”

This principle makes sense for investors. If you look at the financial meltdown in 2008, the complexity of the financial products (e.g. CDO (collateralized debt obligation) and CDS (credit default swap)) must have contributed to problems by misrepresenting some of the risks.

Tuesday, December 8, 2015

Recent Purchase (Tax Deferred) - WMT

I recently added WMT to my tax deferred 401k account. This is not fresh capital. I recently liquidated one of the funds for DGI investments.

Details of Purchase

On Tuesday, I bought 65 shares of Walmart (WMT).

Action
Security
Price
Quantity
Amount
Buy
WMT
$58.80
65
3822

This purchase increases my forward annual dividends by $127.40.

Monday, December 7, 2015

Where to find DGI stocks? Follow the Herd


Sometimes, finding good Dividend Growth (DGI) stocks can be challenging - especially for beginners. I like to use David Fish’s CCC list with my screener to look for DGI stocks. Obviously, Mr. Fish has put a lot of work in putting together this wonderful spreadsheet every month.

I also like to “Follow the Herd”. 

Friday, December 4, 2015

Weekly Purchase 12 - YUM


It's December already, which means I need to save for my property tax and insurance payment for my house in January. My plan is to limit my purchases using fresh capital until the beginning of next year. With the sharebuilder plan, I had to make the purchase decision on Monday so the capital was already allocated in November. Confused yet?

If the market goes south this month, I may need to dip into my war chest/emergency funds to make some trades, and then use next year to refill. Let's see how it goes. 

My purchase this week is on YUM. I talked with my son recently on YUM, and he had no idea what it was about. However, when I mention KFC, Taco Bell and Pizza Hut, his face lit up. So, we have brand recognition with this company!



Details of Purchase


On Tuesday, I bought 15.19 shares of Dover (YUM).


Action
Security
Price
Quantity
Amount
Buy
YUM
$73.85
13.4882
996 + fees


This purchase increases my forward annual dividends by $24.82.

Tuesday, December 1, 2015

November Summary



Another month! November flew by just like that. The markets were pretty steady so it was difficult to hunt for bargains - though I did snatch up some Thanksgiving shopping bargains at Walmart (WMT) and Target (TGT). With the extended sales, it seems that people are adjusting. I don't see the crowds that I used to see and you can buy virtually everything online. However, a lot of people are buying TVs - though I don't know if it means anything at all. I did read recently that the wealthy watches 1 hr of TV compared with almost 5+ hrs for the Not so Wealthy. And what they watch is mostly news compared with reality programs.

More wealthy folks habits can be found here:

Sorry, I don't have any information on blogging habits of the rich and wealthy.

Anyway, back to November.